Cash Mortgage Services
James E Davis

409-771-6893

  • Home
  • Important Consumer Notice
  • Easy Mortgage Calculator
  • Easy OnLine Application
  • Free Pre approval letters
  • Best Reverse Mortgages
  • Low Down payment loans
  • Mortgage Credit Certs
  • VA Loans
  • Owelty Deed
  • Free Credit Reports
  • Senior Discounts
  • Gallery
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  • Interest Only Jumbo
  • More
    • Home
    • Important Consumer Notice
    • Easy Mortgage Calculator
    • Easy OnLine Application
    • Free Pre approval letters
    • Best Reverse Mortgages
    • Low Down payment loans
    • Mortgage Credit Certs
    • VA Loans
    • Owelty Deed
    • Free Credit Reports
    • Senior Discounts
    • Gallery
    • Mortgage Rates
    • Blank
    • Interest Only Jumbo

409-771-6893

Cash Mortgage Services
James E Davis
  • Home
  • Important Consumer Notice
  • Easy Mortgage Calculator
  • Easy OnLine Application
  • Free Pre approval letters
  • Best Reverse Mortgages
  • Low Down payment loans
  • Mortgage Credit Certs
  • VA Loans
  • Owelty Deed
  • Free Credit Reports
  • Senior Discounts
  • Gallery
  • Mortgage Rates
  • Blank
  • Interest Only Jumbo

VA LOANS for Veterans

  

For qualifying borrowers, a VA Home Loan can be one of the best mortgage options available.

The VA Home Loan program was created in 1944 as part of the GI Bill of Rights to assist in a post-war recovery to those who served during World War II. The United States government wanted to create a way to help Veterans establish credit and build strong financial standing beginning with homeownership as the foundation.

Although the VA plays an integral part, the VA does not actually provide VA Home Loans to borrowers. They insure them for lenders that provide this great opportunity for Veterans and Active Military members.

The VA Home Loan is a great opportunity for our VA borrowers for a number of specific reasons. Here are the top 5 reasons, Real Estate Professionals and Lenders should urge Veteran and Active Military borrowers to take advantage of this benefit:

1. Your VA Home Loan borrowers are not required to make a down payment 

Many home loans require a down payment, but the VA Home Loan is the exception. The VA Home Loan can be financed by the qualifying borrower up to 100% of the entire purchase price.

2. There is no Private Mortgage Insurance (MI) responsibility to your borrowers

VA Home Loans are already insured by the United States government if a borrower defaults. This means there is no need for Private Mortgage Insurance (PMI) to be placed on the mortgage.

3. The United States government guarantees the VA Home Loan

Every VA Home Loan is guaranteed by the United States government. This guarantee means a portion of the loan amount will be repaid to the lender even if your borrower is unable to make monthly payments.

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  • Home
  • Important Consumer Notice
  • Easy Mortgage Calculator
  • Free Pre approval letters
  • Best Reverse Mortgages
  • Low Down payment loans
  • Mortgage Credit Certs
  • VA Loans
  • Senior Discounts
  • Interest Only Jumbo

Cash Mortgage Services

7016 Williams Dr, Galveston, Texas 77551, United States

Toll Free 855-768-3927 Office/Mobile 409-771-689

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New Loan Limits for 2025

  

2025 Loan Limits for most Texas Counties

Conventional loans

Units

1     $806,500

2    $1,032,350

3    $1,248,150

 4    $1,551,250