Texas's Leading Reverse Mortgage Experts

At Cash Mortage Services, we pride ourselves on being one of the top reverse mortgage lenders in Texas. Located in Galveston, we offer a variety of reverse mortgage loan options tailored to meet the unique financial needs of retirees. If you're 62 or older, a reverse mortgage can help you access cash for living expenses, healthcare, or paying off your mortgage. It lets you tap into your home's equity without selling or making monthly payments.

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Reverse Mortgage Benefits

  • No Monthly Payments: Enjoy the flexibility of a mortgage without the burden of monthly bills.
  • Low Closing Costs: Competitive, low-cost reverse mortgages, including JUMBO options.
  • Tailored Solutions: Customized reverse mortgage plans designed to meet your unique financial needs.
  • Access Home Equity: Convert part of your homeā€™s equity into cash for expenses like medical bills, renovations, or other financial needs.
  • Perfect for Retirees: Maintain your lifestyle while leveraging your homeā€™s value.

VA Loans for Veterans

For qualifying borrowers, a VA Home Loan can be one of the best mortgage options available.

The VA Home Loan program was created in 1944 as part of the GI Bill of Rights to assist in a post-war recovery for those who served during World War II. The United States government wanted to create a way to help Veterans establish credit and build strong financial standing, beginning with homeownership as the foundation.

Although the VA plays an integral part, the VA does not actually provide VA Home Loans to borrowers. They insure them for lenders that provide this great opportunity for Veterans and Active Military members.

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FHA loan and reverse mortgage application forms.

FHA Loans

FHA Loans make homeownership more accessible with low down payments and flexible credit requirements. At Cash Mortgage Services, we help first-time buyers and those with less-than-perfect credit secure affordable financing through FHA-backed loans. With expert guidance and fast processing, we simplify the path to owning your dream home in Texasā€”making it easier to qualify, easier to afford, and easier to move forward with confidence.

Conventional Loans

Conventional loans are a popular choice among homebuyers due to their flexibility and competitive features. Unlike government-backed loans, they are offered by private lenders and are ideal for individuals with good credit and a stable income.

Key Benefits:

  • Competitive interest rates
  • Flexible loan terms
  • Various down payment options
  • Not restricted by government program requirements
  • Potential to avoid mortgage insurance with a 20% down payment
Cash Mortgage Services
Cash Mortgage Services

Jumbo Reverse Mortgage Loans

For high-value properties that exceed the FHA lending limits, our Jumbo Reverse Mortgage Loans offer expanded access to your equity. Designed for homes typically valued above $1 million, these private loans come with fewer restrictions and greater borrowing potential. At Cash Mortgage Services, we connect you with top-tier lenders who specialize in high-balance reverse mortgages with competitive terms.

Ideal For:

  • Homeowners with properties valued above FHA limits
  • Those seeking larger loan amounts with more flexibility
  • Clients who prefer tailored, non-government loan options

Why Choose a Jumbo Reverse Mortgage?

  • No mortgage insurance premiums
  • Loan amounts often up to $4 million or more
  • Flexible terms and payout options
  • Suitable for luxury and high-appreciation homes

Unlock the full potential of your homeā€™s valueā€”without selling or downsizing.

Secure Your Retirement With Confidence

Your homeā€™s equity can work for you. Letā€™s explore the best reverse mortgage options designed to enhance your financial security. Reach out to our team today to find out more.

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