The Department Maintains a Recovery Fund to Make Payments of Certain Actual Out of Pocket Damages Sustained by Borrowers Caused by Acts of Licensed Mortgage Banker Residential Mortgage Loan Originators. A Written Application for Reimbursement From the Recovery Fund Must Be Filed With and Investigated by the Department Prior to the Payment of a Claim. For More Information About the Recovery Fund, Please Consult the Department’s Website at www.sml.texas.gov.